1. Install a fortified roof. You can lower your insurance cost in Florida by reducing your risks of hurricane damage with a fortified roof.

2. Inquire about discounts. Even though insurance companies typically don’t advertise discounts, they may still offer them if you ask.

3. Increase your deductible. You’ll pay less every month but more upfront when you file a claim.

4. Choose Private Over Government Insurance. A private home insurer usually provides better quality and personalized coverage at a lower rate.

4. Make your home more wind resistant. Insurance providers in florida generally offer credits to homeowners who invest in making their homes more wind-resistant.

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