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Founder & President
Director of Client Relations
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Heather has been in the insurance industry for 15 years and all with State Farm prior to joining Locke Insurance Group. During her time at State Farm she held various roles. She was a top producing agent, service manager and office manager. Heather holds a 220 property and casualty license as well as a 215 life, health and annuities license. Heather believes that being on the independent side is truly best for the consumer. Heather enjoys having multiple options for her customers and being able to shop the market finding them the best policy at the best value.
In her free time Heather likes to be on the water whether it’s the ocean or the lake. She enjoys being a mother to her 15 year old son Bryce, and enjoys watching him play baseball and wrestle.
Chase was born and raised in Jacksonville, Florida. He spent the first part of his career as a loan officer in the mortgage industry, working at Everbank and Bank of America.
Chase has a bachelors degree from the University of Florida and Masters in Business Administration also from the University of Florida. He holds a 220 property and casualty license in the state of Florida.
He is an Insurance Agent here at Locke Insurance Group, focusing on long-term relationship building and providing superior rates and customer service.
In his free time, Chase likes to play basketball and golf, go to Gator games and Jaguar games, and enjoy time with his family.
Kelsey is a Northeast Florida native having been raised here upon moving in elementary school. Kelsey is a graduate of Florida State University(Go Noles!) where she earned a degree in Early Childhood and Family Sciences. She then took a sales role with ADP, a leading company in the payroll industry, where she helped hundreds of businesses find the right service. Later she found a passion in the staffing industry where she spent three years matching IT professionals to their dream careers.
Kelsey is now in the most rewarding job she’s ever had, a full-time mom! She now works behind the scenes at Locke Insurance Group with client relations and marketing.
Ryan was born and raised right here in Northeast Florida. After attending Darton State College(now Albany State University) on a soccer scholarship, he made is way back to Florida to start his career. He went to work for the largest captive insurance company in the country and joined their agent program with the goal of opening his own office. During his time there he learned that the corporate insurance world was not what he wanted—Ryan wanted to work for the clients, not the insurance company. In 2015 the Locke Insurance Group was founded with one goal in mind: Providing Grade A Customer Service to Every Client. Being able to write with multiple carriers while having the customer’s best interest in mind is how insurance should be. Ryan considers it an honor to be able to serve the community in which he grew up. For Ryan, the start of a policy is just the beginning or a lifelong relationship.
Ryan has a passion for expanding his knowledge to better assist his clients and is currently working on getting his CIC( Certified Insurance Counselor) designation.
Ryan has been married to his wife Kelsey for five years and together have two beautiful daughters, Lilly and Caroline. When not working, he’s spending time with his family at the pool, playgrounds and just enjoying family time. Ryan is also known to be at the soccer field on Sunday playing in adult leagues.