Life Insurance

Finding the right life insurance policy for you and your loved ones can be very tough. We are here to help you find a policy ,whether it be a permanent plan with Living Benefits that you can use in your lifetime or a term policy that is available for a specific amount of time. We’ll help you understand your options and figure out how much and what kind is right for you

The Locke Insurance Group offers several types of life insurance to match your needs, so you can get the assurance of knowing you’re covered, protecting your family’s future while meeting your financial goals, giving your loved ones one less thing to worry about during difficult times.

Key Features of Term Life Insurance

  • Affordable coverage
  • Death Benefit
  • Option to Convert to Permanent Life Insurance

 

Whole Life Insurance

Also, sometimes called “straight life,” or “ordinary life”, is an insurance policy which is guaranteed to remain in force for the insured’s entire lifetime or to the maturity date. Premiums are fixed, based on the age of issue, and usually do not increase with age. Whole life polices can generate cash value over the course of time, as do other types of permanent life insurance, this cash value is one of the key elements of whole life insurance.

Key Features of Whole Life

  • Death Benefit
  • Guaranteed premiums that will never increase
  • Dividends
  • Guaranteed cash value that accumulates on a tax-deferred basis over time

Locke Insurance protects the greater Jacksonville area and the entire state of Florida

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