Your home is one of your most significant investments. Protect your property and its contents with homeowners insurance in Jacksonville, Ponte Vedra, Florida and surrounding areas.
At Locke Insurance Group, we offer customized home insurance policies with the right coverage for your specific needs.
Though the extent of coverage will vary according to your location, a standard home insurance policy in Florida will cover damages caused by:
- Falling objects
- Windstorms and hurricanes
- Fire and smoke
- Damages caused by bursting of frozen pipes and other water-related damages
Learn about the available options for your property.
Covers the hospital bills for a guest or visitor that sustains an injury in your home. This policy will pay for expenses related to dental problems, ambulances, surgeries, x-rays, and so on.
If an incident occurs that renders your home uninhabitable, this coverage provides for the financial costs of renting a hotel or motel during the time your house is undergoing repairs.
Different Types of Home Insurance Policies
Renters Insurance is a coverage policy for tenants to protect their personal belongings that goes beyond the typical landlord policy to protects the tenant’s personal property caused by theft, fire accidents, water accidents, and natural disasters.
Manufactured homes are built under a federal building code enacted in 1976 and administered by the U.S. They are assembled in a factory and transported to the land that will become its permanent address.
This policy covers accidental, direct physical damages to your manufactured homes.
This policy protects your condo unit and its belongings if they are damaged by covered perils such as theft, fire, or other natural disasters. It will also cover your living expenses in case your condo becomes uninhabitable after a disaster.