Articles

Dwelling Coverage: Everything You Need to Know to Determine Your Coverage Needs

When protecting your home, having the right insurance coverage is crucial. One essential component of your homeowners’ insurance policy is dwelling coverage. Keep on reading to learn about dwelling coverage, including whether it’s required, what it covers, and how to determine the right amount for your specific needs. What Is Dwelling Coverage? Dwelling coverage, often Read More

Navigating Foundation Damage: How Homeowners Insurance Can Help You Rebuild

As a homeowner, you take pride in your property and want to ensure it is well-maintained. Unfortunately, sometimes things can go wrong that are beyond your control, like foundation issues. Whether due to natural disasters, soil problems, or age, foundation damage can be costly and stressful. But does homeowners insurance cover foundation repairs? This article Read More

Understanding Homeowners Insurance Coverage for Structural Damage

Protecting your property from any damage is always a top priority as a homeowner. One of the most concerning types of damage is structural damage, which can significantly impact the safety and value of your home. It’s essential to understand whether or not your homeowners insurance covers structural damage and what you can do to Read More

Do Homeowners Insurance Policies Cover Lightning Damage?

A standard homeowners insurance policy covers damage to your home and property caused by lightning. However, it won’t cover all types of lightning strike-related damage. Understanding how and when your homeowners insurance pays for lightning damage will help ensure that you have sufficient coverage to protect your home from such damages. How Do Homeowners Insurance Read More

Homeowners Insurance: Am I Covered When It Comes to Hurricanes?

Protecting your investment in your home with good homeowners insurance is a must. If you live in an area that is prone to hurricanes, that means you may want to consider buying a hurricane policy for your home in addition to your homeowners’ policy. Your home insurance covers many things, but hurricane damage isn’t included. Read More