Articles

Does Home Insurance Cover Damage Cause by a Tree?

Storms can do quite a bit of damage to homes, especially those surrounded by tall trees. Does standard home insurance coverage pay for fallen trees that damage property? It’s complex because your policy will likely only pay for specific damage. Here’s what you should know about homeowners’ insurance regarding fallen trees. When Homeowners’ Insurance Covers Read More

Do Homeowners Insurance Policies Cover Lightning Damage?

A standard homeowners insurance policy covers damage to your home and property caused by lightning. However, it won’t cover all types of lightning strike-related damage. Understanding how and when your homeowners insurance pays for lightning damage will help ensure that you have sufficient coverage to protect your home from such damages. How Do Homeowners Insurance Read More

Does Bedbug Infestations Falls Under Renters Insurance Cover?

Bedbugs can be expensive for homeowners, costing $300 to $5,000 to resolve. It depends on the size of the property and the infestation. Here’s a look at how to deal with bedbugs if you are a renter. Does Renters Insurance Cover Bedbugs? Usually, the answer is no as to whether or not your renters insurance Read More

Why Does Homeowners Insurance in Florida Cost so Much?

Florida homeowners may feel like they are paying extra for their home insurance. It’s true. It costs more to insure a home in Florida for several reasons. Both Florida and Louisiana are in the same boat. Even though homeowners insurance is much higher in Florida than in other areas of the country, it doesn’t mean Read More

How to Get the Right Homeowners Insurance in Florida

Homeowners insurance is not required by Florida state law, but there are still plenty of good reasons to buy it. The most important reason to avail of home insurance is to pay for expensive damage when a hurricane or other natural disaster wrecks your home. It helps to know what types of Florida homeowners insurance Read More

Why Do You Need Renters Insurance in Florida?

Renters across the U.S. often try to get by without any renters insurance, only to regret it later. If you rent a house in Florida, you are at risk for multiple reasons, which is why you should consider renters insurance coverage.  It will help you sleep better at night, knowing that your belongings are financially Read More

Why Are Older Homes in Florida More Difficult to Insure?

If you’re planning on moving to Florida, the first thing on your mind will be trying to find the perfect home. While there are many beautiful homes to choose from, you will need to remember that many of the homes available for sale are at least 30 or 40 years old. This means they have Read More