Articles

Why Does Homeowners Insurance in Florida Cost so Much?

Florida homeowners may feel like they are paying extra for their home insurance. It’s true. It costs more to insure a home in Florida for several reasons. Both Florida and Louisiana are in the same boat. Even though homeowners insurance is much higher in Florida than in other areas of the country, it doesn’t mean Read More

How to Get the Right Homeowners Insurance in Florida

Homeowners insurance is not required by Florida state law, but there are still plenty of good reasons to buy it. The most important reason to avail of home insurance is to pay for expensive damage when a hurricane or other natural disaster wrecks your home. It helps to know what types of Florida homeowners insurance Read More

Why Do You Need Renters Insurance in Florida?

Renters across the U.S. often try to get by without any renters insurance, only to regret it later. If you rent a house in Florida, you are at risk for multiple reasons, which is why you should consider renters insurance coverage.  It will help you sleep better at night, knowing that your belongings are financially Read More

Why Are Older Homes in Florida More Difficult to Insure?

If you’re planning on moving to Florida, the first thing on your mind will be trying to find the perfect home. While there are many beautiful homes to choose from, you will need to remember that many of the homes available for sale are at least 30 or 40 years old. This means they have Read More

A Quick Guide to Renters Insurance in Florida

Only 37 percent of American renters carry renters insurance, according to an Insurance Information Institute poll. By contrast, 95 percent of the nation’s homeowners carry homeowners insurance. According to U.S. Census Bureau data, about one-third of Florida residents are renters. Here are important facts Floridians need to know about renters insurance. Why do you need Read More

5 Effective Ways to Lower Homeowners Insurance Costs in Florida

Coastal scenery and warm weather attract people to Florida, but homeowners in the state pay the highest insurance rates in the country. One of the reasons is the region is prone to regular hurricanes, which can cause massive damage. Here’s a look at different ways to lower homeowners insurance costs in Florida. Install a Fortified Read More

5 Common Mistakes to Avoid When Filing Home Insurance Claims

Making certain home insurance claims mistakes may result in your claim being denied. However, many of these mistakes can be easily avoided. The following are a few common mistakes that you should avoid while filing homeowners insurance claims. Not Knowing What Your Policy Contains Not knowing what your policy contains is a big no-no. Instead, Read More