As a homeowner, you take pride in your property and want to ensure it is well-maintained. Unfortunately, sometimes things can go wrong that are beyond your control, like foundation issues. Whether due to natural disasters, soil problems, or age, foundation damage can be costly and stressful. But does homeowners insurance cover foundation repairs? This article Read More
Protecting your property from any damage is always a top priority as a homeowner. One of the most concerning types of damage is structural damage, which can significantly impact the safety and value of your home. It’s essential to understand whether or not your homeowners insurance covers structural damage and what you can do to Read More
Home insurance coverage is mostly remembered for protecting against natural disasters, theft, and vandalism. However, do you know it also provides medical payment coverage? Often, people confuse this coverage with personal liability coverage, as both are designed to cover a third party or guest when they sustain an injury on your property. Nevertheless, the two Read More
Renters insurance coverage covers your belongings stored on and off-premises (rental home/apartment and storage units) against named perils and events in your policy. However, does it cover spoiled food? Yes, renters insurance covers lost or spoiled food in some circumstances. Let us discuss them. When does Renters Insurance Cover Food Loss? Your renters will cover Read More
Storms can do quite a bit of damage to homes, especially those surrounded by tall trees. Does standard home insurance coverage pay for fallen trees that damage property? It’s complex because your policy will likely only pay for specific damage. Here’s what you should know about homeowners’ insurance regarding fallen trees. When Homeowners’ Insurance Covers Read More
A standard homeowners insurance policy covers damage to your home and property caused by lightning. However, it won’t cover all types of lightning strike-related damage. Understanding how and when your homeowners insurance pays for lightning damage will help ensure that you have sufficient coverage to protect your home from such damages. How Do Homeowners Insurance Read More
Bedbugs can be expensive for homeowners, costing $300 to $5,000 to resolve. It depends on the size of the property and the infestation. Here’s a look at how to deal with bedbugs if you are a renter. Does Renters Insurance Cover Bedbugs? Usually, the answer is no as to whether or not your renters insurance Read More
Florida homeowners may feel like they are paying extra for their home insurance. It’s true. It costs more to insure a home in Florida for several reasons. Both Florida and Louisiana are in the same boat. Even though homeowners insurance is much higher in Florida than in other areas of the country, it doesn’t mean Read More
Bio Coming Soon!
Bio Coming Soon!
Originally from Miami, Jared Burns moved to Jacksonville, FL in 2001. After attending college, Jared decided to see what a life in the Rocky Mountains of Colorado would have to offer. Living in the ski town of Keystone, Colorado he quickly fell in love with the numerous outdoor activities to do in the mountains. Obtaining his 220 Property and Casualty license in the State of Colorado, Jared will be helping the company branch out to a new state and grow.
With all his family and the state of Florida still in his blood, Jared has also obtained a non-residency license here in Florida to be able to further assist clients independently in both states.
In his free time, Jared enjoys all outdoor activities with playing Golf being high on his list but spending time with his family when back home in Florida is what he truly admires most.
kelsey@lockeinsurancegroup.com
Kelsey is a Northeast Florida native having been raised here upon moving in elementary school. Kelsey is a graduate of Florida State University(Go Noles!) where she earned a degree in Early Childhood and Family Sciences. She then took a sales role with ADP, a leading company in the payroll industry, where she helped hundreds of businesses find the right service. Later she found a passion in the staffing industry where she spent three years matching IT professionals to their dream careers.
Kelsey is now in the most rewarding job she’s ever had, a full-time mom! She now works behind the scenes at Locke Insurance Group with client relations and marketing.
Ryan was born and raised right here in Northeast Florida. After attending Darton State College(now Albany State University) on a soccer scholarship, he made is way back to Florida to start his career. He went to work for the largest captive insurance company in the country and joined their agent program with the goal of opening his own office. During his time there he learned that the corporate insurance world was not what he wanted—Ryan wanted to work for the clients, not the insurance company. In 2015 the Locke Insurance Group was founded with one goal in mind: Providing Grade A Customer Service to Every Client. Being able to write with multiple carriers while having the customer’s best interest in mind is how insurance should be. Ryan considers it an honor to be able to serve the community in which he grew up. For Ryan, the start of a policy is just the beginning or a lifelong relationship.
Ryan has a passion for expanding his knowledge to better assist his clients and is currently working on getting his CIC( Certified Insurance Counselor) designation.
Ryan has been married to his wife Kelsey for five years and together have two beautiful daughters, Lilly and Caroline. When not working, he’s spending time with his family at the pool, playgrounds and just enjoying family time. Ryan is also known to be at the soccer field on Sunday playing in adult leagues.