Generally, the probability of qualifying for life insurance is more when you are young and healthy. So, you may be wondering if you can buy life insurance for heart issues. Fortunately, you can get life insurance despite having heart problems. Nonetheless, the process won’t be easy as it would be for those who apply for Read More
Car insurance coverage is essential for your financial protection and peace of mind while on the roads. Nevertheless, if you get into an accident causing bodily injuries, will your auto insurance pay for the victims’ medical expenses? Yes, it will cover the medical bills resulting from covered incidents, depending on your coverage type. Let us Read More
Renters insurance coverage covers your belongings stored on and off-premises (rental home/apartment and storage units) against named perils and events in your policy. However, does it cover spoiled food? Yes, renters insurance covers lost or spoiled food in some circumstances. Let us discuss them. When does Renters Insurance Cover Food Loss? Your renters will cover Read More
Contracts are at the heart of many business transactions. Disagreements can arise between companies and clients regarding services rendered, such as lack of completion or poor quality. Does business insurance coverage protect these scenarios? Here’s a look at the degree to which business insurance covers breach of contract. What Is a Breach of Contract? A Read More
Life insurance and extreme sports share a tumultuous relationship. It is not uncommon for people who indulge in extreme sports like skydiving to pay more for life insurance coverage. Even if you are healthy and in great shape, extreme sports often involve a higher risk, and insurers are mostly concerned with how much and how Read More
A standard homeowners insurance policy covers damage to your home and property caused by lightning. However, it won’t cover all types of lightning strike-related damage. Understanding how and when your homeowners insurance pays for lightning damage will help ensure that you have sufficient coverage to protect your home from such damages. How Do Homeowners Insurance Read More
Businesses face several risks and challenges from liability losses to workplace accidents, theft, and vandalism. A business insurance policy will cover these losses, keeping your business afloat. However, some business owners in Florida lack essential coverages, thus facing financial losses and interruption after unprecedented damage. Being aware of the common Florida business insurance claims will Read More
Bedbugs can be expensive for homeowners, costing $300 to $5,000 to resolve. It depends on the size of the property and the infestation. Here’s a look at how to deal with bedbugs if you are a renter. Does Renters Insurance Cover Bedbugs? Usually, the answer is no as to whether or not your renters insurance Read More
Bio Coming Soon!
Bio Coming Soon!
Originally from Miami, Jared Burns moved to Jacksonville, FL in 2001. After attending college, Jared decided to see what a life in the Rocky Mountains of Colorado would have to offer. Living in the ski town of Keystone, Colorado he quickly fell in love with the numerous outdoor activities to do in the mountains. Obtaining his 220 Property and Casualty license in the State of Colorado, Jared will be helping the company branch out to a new state and grow.
With all his family and the state of Florida still in his blood, Jared has also obtained a non-residency license here in Florida to be able to further assist clients independently in both states.
In his free time, Jared enjoys all outdoor activities with playing Golf being high on his list but spending time with his family when back home in Florida is what he truly admires most.
kelsey@lockeinsurancegroup.com
Kelsey is a Northeast Florida native having been raised here upon moving in elementary school. Kelsey is a graduate of Florida State University(Go Noles!) where she earned a degree in Early Childhood and Family Sciences. She then took a sales role with ADP, a leading company in the payroll industry, where she helped hundreds of businesses find the right service. Later she found a passion in the staffing industry where she spent three years matching IT professionals to their dream careers.
Kelsey is now in the most rewarding job she’s ever had, a full-time mom! She now works behind the scenes at Locke Insurance Group with client relations and marketing.
Ryan was born and raised right here in Northeast Florida. After attending Darton State College(now Albany State University) on a soccer scholarship, he made is way back to Florida to start his career. He went to work for the largest captive insurance company in the country and joined their agent program with the goal of opening his own office. During his time there he learned that the corporate insurance world was not what he wanted—Ryan wanted to work for the clients, not the insurance company. In 2015 the Locke Insurance Group was founded with one goal in mind: Providing Grade A Customer Service to Every Client. Being able to write with multiple carriers while having the customer’s best interest in mind is how insurance should be. Ryan considers it an honor to be able to serve the community in which he grew up. For Ryan, the start of a policy is just the beginning or a lifelong relationship.
Ryan has a passion for expanding his knowledge to better assist his clients and is currently working on getting his CIC( Certified Insurance Counselor) designation.
Ryan has been married to his wife Kelsey for five years and together have two beautiful daughters, Lilly and Caroline. When not working, he’s spending time with his family at the pool, playgrounds and just enjoying family time. Ryan is also known to be at the soccer field on Sunday playing in adult leagues.