Articles

Will My Business Insurance Pay for Office Rentals?

A business insurance policy is not only required for the property owner but also necessary for those who rent the commercial building. This is because even if the building is not yours, whatever things you keep inside the building are yours. Business insurance is a must to protect your belongings against unexpected mishaps. Besides, business Read More

How Does Medical Payments Coverage in Home Insurance Work?

Home insurance coverage is mostly remembered for protecting against natural disasters, theft, and vandalism. However, do you know it also provides medical payment coverage? Often, people confuse this coverage with personal liability coverage, as both are designed to cover a third party or guest when they sustain an injury on your property. Nevertheless, the two Read More

Can You Get Life Insurance with Heart Issues?

Generally, the probability of qualifying for life insurance is more when you are young and healthy. So, you may be wondering if you can buy life insurance for heart issues. Fortunately, you can get life insurance despite having heart problems. Nonetheless, the process won’t be easy as it would be for those who apply for Read More

Will Your Car Insurance Coverage Reimburse Medical Expenses?

Car insurance coverage is essential for your financial protection and peace of mind while on the roads. Nevertheless, if you get into an accident causing bodily injuries, will your auto insurance pay for the victims’ medical expenses? Yes, it will cover the medical bills resulting from covered incidents, depending on your coverage type. Let us Read More

Does Renters Insurance Cover Food Loss?

Renters insurance coverage covers your belongings stored on and off-premises (rental home/apartment and storage units) against named perils and events in your policy. However, does it cover spoiled food? Yes, renters insurance covers lost or spoiled food in some circumstances. Let us discuss them. When does Renters Insurance Cover Food Loss? Your renters will cover Read More

Does Business Insurance Cover the Breach of Contract?

Contracts are at the heart of many business transactions. Disagreements can arise between companies and clients regarding services rendered, such as lack of completion or poor quality. Does business insurance coverage protect these scenarios? Here’s a look at the degree to which business insurance covers breach of contract. What Is a Breach of Contract? A Read More

Life Insurance Coverage for Skydiving: What You Need to Know

Life insurance and extreme sports share a tumultuous relationship. It is not uncommon for people who indulge in extreme sports like skydiving to pay more for life insurance coverage. Even if you are healthy and in great shape, extreme sports often involve a higher risk, and insurers are mostly concerned with how much and how Read More

Do Homeowners Insurance Policies Cover Lightning Damage?

A standard homeowners insurance policy covers damage to your home and property caused by lightning. However, it won’t cover all types of lightning strike-related damage. Understanding how and when your homeowners insurance pays for lightning damage will help ensure that you have sufficient coverage to protect your home from such damages. How Do Homeowners Insurance Read More