Articles

Does Home Insurance Cover Damage Cause by a Tree?

Storms can do quite a bit of damage to homes, especially those surrounded by tall trees. Does standard home insurance coverage pay for fallen trees that damage property? It’s complex because your policy will likely only pay for specific damage. Here’s what you should know about homeowners’ insurance regarding fallen trees. When Homeowners’ Insurance Covers Read More

Life Insurance Coverage for Skydiving: What You Need to Know

Life insurance and extreme sports share a tumultuous relationship. It is not uncommon for people who indulge in extreme sports like skydiving to pay more for life insurance coverage. Even if you are healthy and in great shape, extreme sports often involve a higher risk, and insurers are mostly concerned with how much and how Read More

Business Insurance Tax: Is It Deductible?

Venturing into the business world can be exciting and lucrative if you do your homework and plan for success. Part of this planning involves setting up the right business insurance, in which you might be wondering if premiums can be written off from your taxes. The good news is certain types of business insurance are Read More

Does Motorcycle Insurance Cover Theft?

Motorcycles are unique assets. Thousands of people use them daily to complete tasks and enjoy memorable getaways. However, motorcycles are also high-risk assets. One wrong bump or turn may cause a severe accident. It’s recommended that you have a firm motorcycle insurance policy in place. Motorcycle insurance covers you if you accidentally injure someone or Read More

Do Homeowners Insurance Policies Cover Lightning Damage?

A standard homeowners insurance policy covers damage to your home and property caused by lightning. However, it won’t cover all types of lightning strike-related damage. Understanding how and when your homeowners insurance pays for lightning damage will help ensure that you have sufficient coverage to protect your home from such damages. How Do Homeowners Insurance Read More

What Are the Common Florida Business Insurance Claims?

Businesses face several risks and challenges from liability losses to workplace accidents, theft, and vandalism. A business insurance policy will cover these losses, keeping your business afloat. However, some business owners in Florida lack essential coverages, thus facing financial losses and interruption after unprecedented damage. Being aware of the common Florida business insurance claims will Read More

Does Bedbug Infestations Falls Under Renters Insurance Cover?

Bedbugs can be expensive for homeowners, costing $300 to $5,000 to resolve. It depends on the size of the property and the infestation. Here’s a look at how to deal with bedbugs if you are a renter. Does Renters Insurance Cover Bedbugs? Usually, the answer is no as to whether or not your renters insurance Read More

Auto Insurance: Does It Covers DUI Accidents?

Getting a citation involving drunk driving can have multiple consequences, including higher insurance rates. It’s possible to carry auto insurance for DUI coverage, but an auto insurance policy most likely will only provide coverage if the policyholder is not a fault. Here’s a closer look at how a DUI can affect auto insurance. Will Auto Read More