Articles

Navigating Foundation Damage: How Homeowners Insurance Can Help You Rebuild

As a homeowner, you take pride in your property and want to ensure it is well-maintained. Unfortunately, sometimes things can go wrong that are beyond your control, like foundation issues. Whether due to natural disasters, soil problems, or age, foundation damage can be costly and stressful. But does homeowners insurance cover foundation repairs? This article Read More

Understanding Homeowners Insurance Coverage for Structural Damage

Protecting your property from any damage is always a top priority as a homeowner. One of the most concerning types of damage is structural damage, which can significantly impact the safety and value of your home. It’s essential to understand whether or not your homeowners insurance covers structural damage and what you can do to Read More

Will My Business Insurance Pay for Office Rentals?

A business insurance policy is not only required for the property owner but also necessary for those who rent the commercial building. This is because even if the building is not yours, whatever things you keep inside the building are yours. Business insurance is a must to protect your belongings against unexpected mishaps. Besides, business Read More

How Does Medical Payments Coverage in Home Insurance Work?

Home insurance coverage is mostly remembered for protecting against natural disasters, theft, and vandalism. However, do you know it also provides medical payment coverage? Often, people confuse this coverage with personal liability coverage, as both are designed to cover a third party or guest when they sustain an injury on your property. Nevertheless, the two Read More

Can You Get Life Insurance with Heart Issues?

Generally, the probability of qualifying for life insurance is more when you are young and healthy. So, you may be wondering if you can buy life insurance for heart issues. Fortunately, you can get life insurance despite having heart problems. Nonetheless, the process won’t be easy as it would be for those who apply for Read More

Will Your Car Insurance Coverage Reimburse Medical Expenses?

Car insurance coverage is essential for your financial protection and peace of mind while on the roads. Nevertheless, if you get into an accident causing bodily injuries, will your auto insurance pay for the victims’ medical expenses? Yes, it will cover the medical bills resulting from covered incidents, depending on your coverage type. Let us Read More

Does Renters Insurance Cover Food Loss?

Renters insurance coverage covers your belongings stored on and off-premises (rental home/apartment and storage units) against named perils and events in your policy. However, does it cover spoiled food? Yes, renters insurance covers lost or spoiled food in some circumstances. Let us discuss them. When does Renters Insurance Cover Food Loss? Your renters will cover Read More

Does Business Insurance Cover the Breach of Contract?

Contracts are at the heart of many business transactions. Disagreements can arise between companies and clients regarding services rendered, such as lack of completion or poor quality. Does business insurance coverage protect these scenarios? Here’s a look at the degree to which business insurance covers breach of contract. What Is a Breach of Contract? A Read More